Pre-Tax Medical Plans

CheckWriters Payroll pre-tax plans let you enhance the array of benefits you offer with Flexible Spending Accounts (FSA), Health Reimbursement Arrangement (HRA), Department Care Assistance (DCA) and Health Savings Accounts (HSA). All of our programs are web-enabled to give employees private, online access.

Section 125 allows employees to select certain benefits normally paid on an after-tax basis and, through payroll deduction, to pay for these benefits on a pre-tax basis. This allows employees to increase their take-home pay without costing the employer more money. Section 125 Plans, also known as “Cafeteria Plans” or “Flexible Spending Accounts” can be structured to include a variety of benefits.

Premium Only Plans (POP): Employees pay their share of company sponsored health plans with pre-tax dollars.

Medical Flexible Spending Accounts: Employees establish individual savings accounts to reimburse certain medical expenses with pre-tax dollars.

Dependent Care Flexible Spending Accounts: Employees use pre-tax dollars to reimburse dependent day care expenses.

Term Life and Disability Premiums: Term life and disability insurance policies covering employees are paid with pre-tax dollars.

Transportation Expenses: Employees can pay for transit passes, commuter highway vehicles, and qualified parking with pre-tax dollars.